Category: Publications

Welcome to the Summer 2019 edition of Capital Quarter – our newsletter for listed businesses and their advisors.  The world we live in and the markets we work in face unprecedented changes over the coming years, and it is more important than ever for business leaders to have the foresight and knowledge to adapt their…

As we head into the second half of the year, it’s not just the next Brexit deadline that’s looming. By 9 December all FCA firms must submit the required documents under the Senior Managers  and Certification Regime (SM&CR) rules. Individual accountability is at the heart of this FCA initiative. We provide a guide to completing…

In our experience from carrying out risk and control assurance work across the insurance sector we are seeing a growing recognition among broking firms of the importance of effective governance, risk management and internal control. There are a number of reasons for this but foremost, effective governance, risk management and internal controls helps firms to…

There are a million definitions for succession and it is often assumed that succession only focuses on continuing a business. I disagree. Succession involves the founder and their family, the enterprise and its executives, employees and end users – anyone who is a stakeholder in the business. It’s an important subject now, as we face…

In our experience from carrying out numerous audits, investigations and due diligence projects, the subject of client money and risk transfer is sometimes misunderstood by insurance brokers, insurers and auditors alike. The rules around client money are a blend of legal, financial and regulatory concepts, and while no single rule is overly complex in its…

With decades of service to family offices, ultra-high-net-worth individuals and inter-generational families, we understand better than most that our clients lead fast-paced, multi-faceted lives. Their financial affairs are typically complex, requiring time they simply don’t have and expertise they are wise to seek. Our specialists offer precisely the services today’s family offices need, integrated to…

Wealthy individuals, multigenerational families, successful business owners and their key advisors turn to us for a personalised suite of services selected to reflect discrete preferences and priorities. The very things that make a family special are often what make the oversight of its financial and personal affairs problematic; there is no single solution that works…

Wealthy individuals, multigenerational families, successful business owners and their key advisors turn to us for a personalised suite of services selected to reflect discrete preferences and priorities. The very things that make a family special are often what make the oversight of its financial and personal affairs problematic; there is no single solution that works…

Commercial insurance brokers will need to have evolved into business advisors for their SME customers by 2027 or face extinction. The Future of Commercial Insurance Broking report analyses the present state of the UK’s SME commercial insurance broking market and looks forward ten years to how the market, and those working within it, will need to…

The introduction of FRS102 has resulted in insurance intermediaries, and their auditors, needing to carefully consider the treatment of insurance balances in their financial statements, resulting from a number of enhancements within FRS 102 compared to previous UK GAAP. Under old UK GAAP, the treatment of insurance balances varied; however, the generally accepted approach to…